HDB Financial Services Limited
Growing Revenues
Industry Leader
High Dividend Yield
+ 1 more
Industry Indicative Pricing
630.0 as on 6 Oct, 2022
Financials
| All items in INR unless specified | FY17 | FY18 | FY19 | FY20 | FY21 |
|---|---|---|---|---|---|
| Equity And Liabilities | 33456.09 | 45446.52 | 56540.32 | - | - |
| Shareholder’s Funds | 5362.90 | 6040.35 | 7178.48 | - | - |
| Share Capital | 780.24 | 782.94 | 785.70 | - | - |
| Reserve sAnd Surplus | 4582.66 | 5257.41 | 6392.78 | - | - |
| Money Received against SW | - | - | - | - | - |
| Minority Interest | - | - | - | - | - |
| Application Money Pending Allotment | - | - | - | - | - |
| Non current Liabilities | 19108.98 | 23041.81 | 30329.46 | - | - |
| Long Term Borrowings | 18760.22 | 22169.19 | 29135.00 | - | - |
| Long Term Provisions | 189.03 | 726.90 | 858.61 | - | - |
| Deferred Ta xLiabilities Net | - | - | - | - | - |
| Other Long Term Liabilities | 159.74 | 145.72 | 335.85 | - | - |
| FCMITDA Liability Account | - | - | - | - | - |
| Current Liabilities | 8984.20 | 16364.36 | 19032.38 | - | - |
| Short Term Borrowings | 2080.00 | 13584.02 | 15970.10 | - | - |
| Trade Payables | 283.27 | 279.49 | 394.91 | - | - |
| Other Current Liabilities | 6092.29 | 2263.69 | 2424.44 | - | - |
| Short Term Provisions | 528.64 | 237.16 | 242.93 | - | - |
| Assets | 33456.09 | 45446.52 | 56540.32 | - | - |
| Non current Assets | 24352.35 | 31810.71 | 38299.36 | - | - |
| Fixed Assets | 131.21 | 137.01 | 123.03 | - | - |
| Tangible Assets | 125.79 | 129.72 | 113.89 | - | - |
| Intangible Assets | 5.18 | 7.30 | 9.14 | - | - |
| Tangible Assets CWIP | 0.24 | - | - | - | - |
| Intangibles Under Development or WIP | - | - | - | - | - |
| Pre producing Properties | - | - | - | - | - |
| Producing Properties | - | - | - | - | - |
| Non current Investments | 65.06 | 0.95 | 0.95 | - | - |
| Deferred Tax AssetsNet | 138.45 | 295.77 | 384.95 | - | - |
| Long Term Loans And Advances | 24017.63 | 31376.98 | 37790.43 | - | - |
| Deferred Government Grants | - | - | - | - | - |
| FCMITDA Asset Account | - | - | - | - | - |
| Other Non CurrentAssets | - | - | - | - | - |
| CurrentAssets | 9103.74 | 13635.80 | 18240.97 | - | - |
| Current Investments | 400.00 | 400.55 | 567.41 | - | - |
| Inventories | - | - | - | - | - |
| Trade Receivables | 115.42 | 126.44 | 119.52 | - | - |
| Cash And BankBalances | 188.70 | 137.40 | 488.51 | - | - |
| Short Term Loans And Advances | 8338.59 | 12917.16 | 16988.23 | - | - |
| Other Current Assets | 61.03 | 54.25 | 77.29 | - | - |
| All items in INR unless specified | FY17 | FY18 | FY19 | FY20 | FY21 |
|---|---|---|---|---|---|
| Revenue | 5714.53 | 7027.13 | 8724.81 | - | - |
| RevenueFromOperations | 5711.35 | 7024.96 | 8655.16 | - | - |
| RevenueFromSaleOfProducts | - | - | - | - | - |
| RevenueFromSaleOfServices | 5711.35 | 7024.96 | 8655.16 | - | - |
| OtherOperatingRevenues | - | - | - | - | - |
| OtherIncome | 3.19 | 2.16 | 69.65 | - | - |
| ServiceTaxCollected | - | - | - | - | - |
| OtherDutiesTaxesCollected | - | - | - | - | - |
| PurchasesOfStockInTrade | - | - | - | - | - |
| CostOfMaterialsConsumed | - | - | - | - | - |
| Changes In Inventories Of FG, WIP And SIT | - | - | - | - | - |
| ExciseDuty | - | - | - | - | - |
| EmployeeBenefitExpense | 1892.88 | 2223.00 | 2544.91 | - | - |
| FinanceCosts | 2049.92 | 2449.07 | 3333.34 | - | - |
| Depreciation And Amortisation Expense | 38.62 | 524.78 | 636.95 | - | - |
| OtherExpenses | 674.52 | 394.17 | 485.57 | - | - |
| PBT before Extraordinary Item | 1058.58 | 1436.12 | 1724.05 | - | - |
| ExceptionalItemsBeforeTax | - | - | - | - | - |
| ExtraordinaryItemsBeforeTax | -14.56 | - | - | - | - |
| ProfitBeforeTax | 1073.14 | 1436.12 | 1724.05 | - | - |
| CurrentTax | 391.74 | 558.34 | 658.16 | - | - |
| DeferredTax | -17.36 | -55.25 | -87.34 | - | - |
| TaxExpense | 374.38 | 503.09 | 570.81 | - | - |
| PAT from Continuing Operation | 698.76 | 933.04 | 1153.24 | - | - |
| PBT from Discontinuing Operation | - | - | - | - | - |
| Tax Of Discontinuing Operations | - | - | - | - | - |
| Profit Loss From Discontinuing Operation After Tax | - | - | - | - | - |
| ProfitLossForPeriod | 698.76 | 933.04 | 1153.24 | - | - |
| BasicEarningPerEquityShare | - | - | - | - | - |
| DilutedEarningsPerEquityShare | - | - | - | - | - |
| All items in INR unless specified | FY17 | FY18 | FY19 | FY20 | FY21 |
|---|---|---|---|---|---|
| PBT before Extraordinary Item | - | - | - | - | - |
| Adjustments For Depreciation And Amortisation Expense | - | - | - | - | - |
| Adjustments For Finance Costs | - | - | - | - | - |
| Dividends Received Classified As Operating Activities | - | - | - | - | - |
| Interest Paid Classified As Operating Activities | - | - | - | - | - |
| Interest Received Classified As Operating Activities | - | - | - | - | - |
| Adjustments For Impairment Loss Reversal | - | - | - | - | - |
| Adjustments For Unrealised Foreign Exchange Losses Gains | - | - | - | - | - |
| Adjustments For Dividend Income | - | - | - | - | - |
| Adjustments For Share based Payments | - | - | - | - | - |
| Proceeds From Operating Extraordinary Items | - | - | - | - | - |
| Payment For Operating Extraordinary Items | - | - | - | - | - |
| Other Items classified as Operating Activities | - | - | - | - | - |
| Other Adjustments For Investing Or Financing Items | - | - | - | - | - |
| Other Adjustments For Non-cash Items | - | - | - | - | - |
| Other Adjustments To Reconcile Profit Loss | - | - | - | - | - |
| Total Adjustments To Profit Loss | - | - | - | - | - |
| Share of P&L from FIRM/AOP/LLP | - | - | - | - | - |
| Total Adjustments For Reconcile Profit/Loss | - | - | - | - | - |
| Adjustments For Decrease Increase In Inventories | - | - | - | - | - |
| Adjustments For Decrease Increase In Trade Receivables | - | - | - | - | - |
| Adjustments For Decrease Increase In Other Current Assets | - | - | - | - | - |
| Adjustments For Increase Decrease In Trade Payables | - | - | - | - | - |
| Adjustments For Change In Other CL | - | - | - | - | - |
| Adjustments For Provisions | - | - | - | - | - |
| Total Adjustments For Working Capital | - | - | - | - | - |
| Taxes Paid Classified As Operating Activities | - | - | - | - | - |
| Net CashFlows From Used In Operating Activities | - | - | - | - | - |
| Cash Flows From Losing Control of Subsidiaries | - | - | - | - | - |
| Cash Flows Used In Obtaining Control of Subsidiaries | - | - | - | - | - |
| Other Receipts From Sales Of Financial Instruments | - | - | - | - | - |
| Other Payments to Acquire Financial Instruments | - | - | - | - | - |
| Other Receipts From Sales Of Interests In JV | - | - | - | - | - |
| Other Payments to Acquire Interests In JV | - | - | - | - | - |
| Receipt from Share of P&L from FIRM/AOP/LLP | - | - | - | - | - |
| Payment For Investment in FIRM/AOP/LLP | - | - | - | - | - |
| Proceeds From Sales Of Tangible Assets | - | - | - | - | - |
| Purchase Of Tangible Assets | - | - | - | - | - |
| Proceeds From Sales Of Intangible Assets | - | - | - | - | - |
| Purchase Of Intangible Assets | - | - | - | - | - |
| Advances And Loans Made To Other Parties | - | - | - | - | - |
| Receipt from Repayment Of Advances And Loans | - | - | - | - | - |
| Cash Payments For Future/options Contracts | - | - | - | - | - |
| Cash Receipts From Future/Options Contracts | - | - | - | - | - |
| Dividends Received/Classified As Investing Activities | - | - | - | - | - |
| Interest Received/Classified As Investing Activities | - | - | - | - | - |
| Taxes Paid/Classified As Investing Activities | - | - | - | - | - |
| Other Cash Flows Classified As Investing Activities | - | - | - | - | - |
| Proceeds From Government Grants as Investing Activities | - | - | - | - | - |
| Proceeds From Investing Extraordinary Items | - | - | - | - | - |
| Payment For Investing Extraordinary Items | - | - | - | - | - |
| Net Cash Flows From Used In Investing Activities | - | - | - | - | - |
| Proceeds From Issuing Shares | - | - | - | - | - |
| Proceeds From Issuing Other Equity Instruments | - | - | - | - | - |
| Proceeds From Issuing Debentures Notes Bonds Etc | - | - | - | - | - |
| Proceeds From Borrowings | - | - | - | - | - |
| Repayments Of Borrowings | - | - | - | - | - |
| Dividends Paid Classified As Financing Activities | - | - | - | - | - |
| Interest Paid Classified As Financing Activities | - | - | - | - | - |
| Taxes Paid Classified As Financing Activities | - | - | - | - | - |
| Other Cash Flows Classified As Financing Activities | - | - | - | - | - |
| Proceeds From Financial Extraordinary Items | - | - | - | - | - |
| Payment For Financial Extraordinary Items | - | - | - | - | - |
| Net Cash Flows From Used In Financing Activities | - | - | - | - | - |
| Net Change Before Effect Of Exchange Rate | - | - | - | - | - |
| Effect Of Exchange Rate Changes | - | - | - | - | - |
| Net Increase Decrease In Cash And Cash Equivalents | - | - | - | - | - |
| Cash And Cash Equivalents Cash Flow Statement | - | - | - | - | - |
| Bank Overdrafts Classified As Cash Equivalents | - | - | - | - | - |
| Other Differences To Cash And Cash Equivalents | - | - | - | - | - |
| Total Cash And Cash Equivalents | - | - | - | - | - |
| All items in INR unless specified | FY17 | FY18 | FY19 | FY20 | FY21 |
|---|---|---|---|---|---|
| EBIT Growth | - | - | - | - | - |
| PAT Margin | 12.23 | 13.28 | 13.22 | - | - |
| EBDITA Margin | 55.02 | 62.73 | 64.47 | - | - |
| EBDITA Growth | - | - | - | - | - |
| EPS Growth | - | - | 1471.00 | - | - |
| Return On Equity | 13.03 | 15.45 | 16.07 | - | - |
| ROCE | 12.77 | 13.50 | 13.62 | - | - |
| Operating Cash Margin | - | - | - | - | - |
| Interest Coverage | 1.52 | 1.59 | 1.52 | - | - |
| Debt Equity Ratio | 3.50 | 3.67 | 4.06 | - | - |
| Current Ratio | 1.01 | 0.83 | 0.96 | - | - |
| Leverage TOLTNW | 5.22 | 6.48 | 6.83 | - | - |
| Asset Turnover Ratio | 0.17 | 0.15 | 0.31 | - | - |
| Inventory T/O Ratio | - | - | - | - | - |
| WC T/O Ratio | 47.81 | 2.58 | 22.05 | - | - |
| Trade Payable Days | - | - | - | - | - |
| Debtors O/S Days | 7.38 | 6.57 | 2.52 | - | - |
| Inventory Holding Days | - | - | - | - | - |
| Cash Conversion Cycle | 7.38 | 6.57 | 2.52 | - | - |
| Cash Generating Power | - | - | - | - | - |
| FreeCashFlow% | - | - | - | - | - |
| Capex Coverage Ratio | - | - | - | - | - |
| STL Coverage Ratio | - | - | - | - | - |
About HDB Financial Services Limited
HDB Financial Services Limited, a Non-Deposit taking Non-Banking Financial Company (NBFC) based in Ahmedabad, India, is designated as Systemically Important by the Reserve Bank of India (RBI). The company offers lending services, business process outsourcing services, and services related to the marketing and promotion of financial products. The company's registered office is located at Radhika 2nd Floor, Law Garden Road, Navrangpura Ahmedabad - 380009, India, and its corporate office is located in Mumbai. HDB Financial Services Limited is a subsidiary of HDFC Bank Limited.
HDB, a leading provider of credit solutions in India, has taken strides to increase its presence in the market by diversifying its product offerings, expanding its distribution network, and enhancing its digital infrastructure. The company has also partnered with several Fintech companies to provide customers with innovative digital solutions and services, such as a digital KYC process, quicker application approvals, and rapid fund disbursements. HDB has a total of 1,374 branches in 989 cities, with data centers located in Bengaluru and Mumbai and centralized operations based in Hyderabad, Chennai, and Noida. Furthermore, the company has established a quality management system to ensure that its internal processes are as efficient as possible. HDB is divided into two main operating segments: lending business and business process outsourcing (BPO) services. The lending business offers finance to customers for a variety of purposes, such as commercial equipment and vehicle purchases, personal purposes, and enterprise loans. This segment also generates income through interest and processing fees, collection-related charges, and insurance commissions. The BPO services include sales support, back office operations, processing support, call center operations, and overdue debt collection. The major shareholder of the company is HDFC Bank.
- Consumer Loans
- Enterprise Loans
- Asset Finance - HDB offers loans for the purchase of new and used vehicles and equipment for income generation to its borrowers
- Micro-Lending
- Fee-based products / Insurance Services
- BPO Services
Recent News
HDB Financial Services Ltd posts Q1 FY23 net profit of Rs. 441.3 crore
"HDB Financial Services Limited (HDBFSL) is a non-deposit taking non-banking finance company ('NBFC') offering wide range of loans and asset finance products to individuals, emerging businesses and micro enterprises. As on June 30, 2022, HDFC Bank held 95.0% stake in HDBFSL. "
16-07-2022 | Equity BullsHero Electric ties up with HDB Financial Services for retail finance
Hero Electric on Wednesday said it has tied up with HDB Financial Services, a non-banking financial company (NBFC), to offer easy financing options for the purchase of electric scooters.
22-12-0021 | Economic TimesEarlySalary partners HDB Financial Services for digital loans
EarlySalary, a consumer lending platform for working professionals, on Wednesday said it has tied up with non-bank financier HDB Financial Services Ltd
01-09-0021 | MintHDFC Bank to consider IPOs for HDFC Sec, HDB Financial Services after merger
HDFC Bank will only consider a public listing of its brokerage and non-bank finance company subsidiaries after the completion of its merger with parent HDFC Ltd
17-07-2022 | MintFrequently Asked Questions
Unlisted shares of HDB Financial Services Limited can be bought through a stockbroker or dealer specializing in unlisted shares like unlistedassets.com where you will find best HDB Financial Services Limited unlisted share price and for other unlisted shares and can also read about the unlisted companies’ profile and read its financials which in helps user to get comfortable with unlisted company information before they can invest in the HDB Financial Services Limited unlisted shares
You can sell unlisted shares of HDB Financial Services Limited through a stockbroker or through a platform like Unlistedassets.com, etc. In Unlisted Assets we give you a feature of negotiating with buyers before confirming the unlisted shares deal. Once the deal is completed, you can transfer the unlisted shares to the buyer through the Depository Participant (DP)/demat account.
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Taxes on short-term capital gains from unlisted shares are subject to the same tax rates as those on other short-term capital gains, which vary depending on an individual's income tax slab.
Yes, you can trust Unlisted Assets in buying HDB Financial Services Limited unlisted shares. Unlisted Assets is India's first online platform where you can buy and sell unlisted shares of various companies. They have a dedicated customer service team to help you with any queries you may have regarding Unlisted Shares. They also offer a secure online payment gateway backed by SEBI registered trustee so that your money and transactions are handled without any hassle.
The taxes on long term capital gains from unlisted shares are the same as those for listed shares: 20% with indexation, or 10% without indexation. However, the taxation of unlisted shares is subject to additional paperwork and reporting requirements. It is important to consult with a qualified tax professional to determine the specific taxes and reporting requirements that may apply to your particular situation.
The taxes on long term capital gains from unlisted shares are the same as those for listed shares: 20% with indexation, or 10% without indexation. However, the taxation of unlisted shares is subject to additional paperwork and reporting requirements. It is important to consult with a qualified tax professional to determine the specific taxes and reporting requirements that may apply to your particular situation.
No, there is no minimum lot size for buying HDB Financial Services Limited unlisted shares. You can buy with as low as 1 unlisted share. However few sellers in Unlisted Assets can place a minimum order quantity to fulfil your order of unlisted shares.
No, SEBI does not regulate HDB Financial Services Limited unlisted shares. HDB Financial Services Limited is not a listed company, and therefore it is not regulated by SEBI. Click here to know HDB Financial Services Limited share price today.
Unlisted Assets share transfer process for HDB Financial Services Limitedunlisted share is completed with t+1 day of the trade date and the credit of HDB Financial Services Limited in one's Demat Account.
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Yes, buying unlisted shares of HDB Financial Services Limited is 100% legal. However, we request buyers, when buying unlisted shares to be cautious and deal with a reputable broker or marketplace such as UnlistedAssets.com
Unlisted shares of HDB Financial Services Limited are generally reflected in your Demat account with ISIN Number. You can login in NSDL or CDSL to view or buy your shares at the best HDB Financial Services Limited stock price.
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